Scoring big as an entrepreneur is rare. Doing it more than once is rarer.

Luck can help, and so does having some sharp business insights.

Ashish Bahl, a self-described serial entrepreneur, is on his third financial tech firm. He sold his first after only a few months to iXL (no longer exists) and his second for about $ 150 million to American Express.

Ashish Bahl

His current company, Atlanta-based Acculynk, has a patented system enabling online consumers to pay a growing number of businesses by entering a secure PIN when they use their debit card — just like at an ATM. The technology — an online PIN pad — scrambles the numbers so they’re not intercepted during transmission.

Bahl, 47, had an unusual childhood, fleeing Kenya with his parents during a troubled time. He recalls what happened, as well as how he became an entrepreneur and what he’s learned.

Q: You came to the United States under unusual circumstances. Would you please discuss?

A: At the ripe old age of 7, I …

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